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William T Smith, CFP®, ChFC®, CLU®, CASL®, RICP®
Financial Planner
Financial Advisor 

Preparing for that next step in life isn't always easy. The road to financial stability can seem complicated, time consuming, and difficult—perhaps even a bit overwhelming. Life is full of so many responsibilities and priorities that it can be hard to find time to start or even to know where to begin.

Whether you are preparing for a milestone life event, such as retirement or the sale of a business, or simply looking for financial protection for the future, I promise to offer you a new level of attention, insight, and guidance.

I offer a straightforward approach to building financial strategies focused around you, your schedule, your circumstances, and your objectives. I take the time to understand your needs, explain different options to you and earn your trust before offering possible solutions. By working with me, you can take meaningful, manageable steps toward developing an integrated strategy to help achieve a secure financial future. Since your financial situation is bound to change, I work with you over time to monitor your progress and help ensure you are on track to achieving your goals.

Summarizes new 401(k) features introduced under the SECURE 2.0 Act.

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The longest government shutdown in U.S. history ended on November 12, 2025. This article looks at the bill that ended the shutdown, issues that are unresolved, and estimates of the economic impact.

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Outlines steps toward handling financial setbacks and emerging stronger.

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Considering some important issues now could provide more options in the event of early retirement.

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This calculator can help you determine whether you should consider converting to a Roth IRA.

How much do you need to save each year to meet your long-term financial goals?

Estimate the future value of your current savings.

Compare the potential future value of tax-deferred investments to that of taxable investments.

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